/* Genesis Alternative Finance. Source stylesheet; build.py copies it to public/css/site.<hash>.css */
@font-face{font-family:Montserrat;font-weight:600;font-display:swap;src:url(/fonts/montserrat-latin-600-normal.woff2) format("woff2")}
@font-face{font-family:Montserrat;font-weight:700;font-display:swap;src:url(/fonts/montserrat-latin-700-normal.woff2) format("woff2")}
@font-face{font-family:Poppins;font-weight:400;font-display:swap;src:url(/fonts/poppins-latin-400-normal.woff2) format("woff2")}
@font-face{font-family:Poppins;font-weight:500;font-display:swap;src:url(/fonts/poppins-latin-500-normal.woff2) format("woff2")}
@font-face{font-family:Poppins;font-weight:600;font-display:swap;src:url(/fonts/poppins-latin-600-normal.woff2) format("woff2")}

:root{
  --deep:#0F3E66;      /* hero and bands */
  --brand:#125186;     /* buttons, links, headings */
  --sky:#32A8E5;       /* graphics and rules only, never text on white */
  --ink:#1B2430;
  --muted:#4A5868;
  --mist:#EEF4F9;
  --line:#D5E1EC;
  --paper:#FFFFFF;
  --on-deep:#D9E7F3;
  --ok:#1F7A4D;
  --err:#B42318;
  --r:12px;
  --wrap:1160px;
  color-scheme:light;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
body{margin:0;background:var(--paper);color:var(--ink);font:400 17px/1.65 Poppins,system-ui,-apple-system,"Segoe UI",sans-serif}
img{max-width:100%;height:auto;display:block}
a{color:var(--brand);text-underline-offset:3px}
a:hover{color:var(--deep)}
:focus-visible{outline:3px solid var(--sky);outline-offset:2px;border-radius:4px}
h1,h2,h3{font-family:Montserrat,system-ui,sans-serif;font-weight:700;color:var(--deep);line-height:1.15;letter-spacing:-.015em;margin:0 0 .5em}
h1{font-size:clamp(2.4rem,5.2vw,4.1rem)}
h2{font-size:clamp(1.75rem,3.2vw,2.6rem)}
h3{font-size:1.2rem;font-weight:600;letter-spacing:0;line-height:1.3}
p{margin:0 0 1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.measure{max-width:62ch}
.lead{font-size:1.15rem;color:var(--muted);max-width:60ch}
.skip{position:absolute;left:-9999px;top:8px;background:var(--paper);padding:8px 14px;z-index:100}
.skip:focus{left:12px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

/* header */
.hdr{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line)}
.hdr .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;height:76px}
.logo img{width:200px;height:auto}
.nav{display:flex;align-items:center;gap:28px}
.nav a{color:var(--ink);text-decoration:none;font-weight:500;font-size:.98rem}
.nav a:hover,.nav a[aria-current=page]{color:var(--brand);text-decoration:underline;text-decoration-thickness:2px;text-decoration-color:var(--sky)}
.nav a.btn{color:#fff;text-decoration:none}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 12px;font:500 .95rem Poppins,sans-serif;color:var(--deep);cursor:pointer}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:12px 24px;border-radius:8px;border:2px solid var(--brand);background:var(--brand);color:#fff;font:600 1rem Poppins,sans-serif;text-decoration:none;cursor:pointer;transition:background .15s,border-color .15s}
.btn:hover{background:var(--deep);border-color:var(--deep);color:#fff}
.btn-light{background:#fff;color:var(--deep);border-color:#fff}
.btn-light:hover{background:var(--mist);border-color:var(--mist);color:var(--deep)}
.btn-sm{min-height:42px;padding:8px 18px;font-size:.95rem}
.btn[disabled]{opacity:.65;cursor:progress}

/* sections */
.sec{padding:88px 0}
.sec-tint{background:var(--mist)}
.sec-deep{background:var(--deep);color:var(--on-deep)}
.sec-deep h2,.sec-deep h3{color:#fff}
.sec-deep a:not(.btn){color:#fff}
.sec-head{max-width:720px;margin-bottom:48px}
.sec-head p{color:var(--muted);font-size:1.08rem}

/* home hero */
.hero{background:var(--deep);color:var(--on-deep);padding:72px 0 88px}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center}
.hero h1{color:#fff;font-size:clamp(2.8rem,7vw,5.4rem);line-height:1;letter-spacing:-.03em;margin-bottom:24px}
.hero-copy p{font-size:1.15rem;max-width:34ch}
.hero-copy .call{margin-top:28px;font-size:1rem}
.hero-copy .call a{color:#fff;font-weight:600}
.hero-rule{width:96px;height:6px;background:var(--sky);border-radius:3px;margin-bottom:28px}

/* forms */
.form-card{background:var(--paper);color:var(--ink);border-radius:var(--r);padding:32px;box-shadow:0 1px 0 rgba(15,62,102,.08),0 24px 48px -24px rgba(5,25,45,.45)}
.form-card h2{font-size:1.45rem;margin-bottom:6px}
.form-card .sub{color:var(--muted);font-size:.95rem;margin-bottom:20px}
.field{margin-bottom:14px}
.field label{display:block;font-weight:500;font-size:.92rem;margin-bottom:5px;color:var(--ink)}
.field .opt{color:var(--muted);font-weight:400}
.field input,.field select,.field textarea{width:100%;min-height:48px;padding:11px 13px;border:1.5px solid #B9C9D8;border-radius:8px;background:#fff;color:var(--ink);font:400 1rem Poppins,sans-serif}
.field textarea{min-height:120px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--brand);outline:3px solid rgba(50,168,229,.35);outline-offset:0}
.field [aria-invalid=true]{border-color:var(--err)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:0 14px}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.form-card .btn{width:100%;margin-top:6px}
.fine{font-size:.82rem;color:var(--muted);margin:14px 0 0;line-height:1.5}
.status{margin-top:12px;font-weight:500;font-size:.95rem}
.status.err{color:var(--err)}
.status.ok{color:var(--ok)}

/* two-track timeline, the signature element */
.tracks{display:grid;gap:40px;margin-top:8px}
.track-name{font:600 1.05rem Montserrat,sans-serif;color:var(--deep);margin:0 0 14px}
.track-name span{font:400 .95rem Poppins,sans-serif;color:var(--muted);margin-left:10px}
.rail{position:relative;display:grid;grid-template-columns:repeat(12,1fr);align-items:start}
.rail::before{content:"";position:absolute;left:0;top:11px;height:4px;border-radius:2px;background:var(--line);right:0}
.rail.fast::before{background:var(--sky);right:calc(100% / 12 * 6 - 12px)}
.rail.slow::before{background:repeating-linear-gradient(90deg,#9FB3C6 0 10px,transparent 10px 18px)}
.stop{position:relative;padding-top:36px;padding-right:12px;font-size:.95rem;color:var(--ink)}
.stop::before{content:"";position:absolute;left:0;top:3px;width:20px;height:20px;border-radius:50%;background:#fff;border:4px solid #9FB3C6}
.fast .stop::before{border-color:var(--brand)}
.stop.end::before{background:var(--brand);border-color:var(--brand)}
.slow .stop.end::before{background:#9FB3C6;border-color:#9FB3C6}
.stop b{display:block;font-weight:600;color:var(--deep)}
.s1{grid-column:1/3}.s2{grid-column:3/5}
.slow .s3{grid-column:5/11}.slow .s4{grid-column:11/13}
.fast .s3{grid-column:5/7}.fast .s4{grid-column:7/10}
.wait-note{color:var(--muted)}

/* steps */
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:40px;counter-reset:s}
.steps li{counter-increment:s;border-top:3px solid var(--deep);padding-top:20px}
.steps li::before{content:counter(s);display:block;font:700 2.6rem/1 Montserrat,sans-serif;color:var(--sky);margin-bottom:14px}
.steps p{color:var(--muted);margin:0}
.after-steps{margin-top:40px;color:var(--muted)}

/* split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.split.flip > :first-child{order:2}
.photo{border-radius:var(--r);width:100%;object-fit:cover}
.checks{list-style:none;padding:0;margin:20px 0 28px;display:grid;grid-template-columns:1fr 1fr;gap:10px 24px}
.checks li{position:relative;padding-left:30px;font-weight:500}
.checks li::before{content:"";position:absolute;left:0;top:.35em;width:18px;height:18px;border-radius:50%;background:var(--sky) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5 10.5l3 3 7-7' fill='none' stroke='%23fff' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/14px no-repeat}

/* reasons */
.reasons{display:grid;grid-template-columns:1fr 1fr;gap:44px 64px}
.reasons div{border-left:3px solid var(--sky);padding-left:22px}
.reasons p{margin:0}
.sec-deep .reasons p{color:var(--on-deep)}

/* testimonials */
.quotes{display:grid;grid-template-columns:1fr 1.25fr;gap:40px;align-items:start}
.quote{margin:0;background:var(--paper);border-radius:var(--r);padding:36px;border:1px solid var(--line)}
.quote blockquote{margin:0 0 24px;font-size:1.02rem}
.quote figcaption{display:flex;align-items:center;gap:14px}
.initials{flex:none;width:48px;height:48px;border-radius:50%;background:var(--deep);color:#fff;display:grid;place-items:center;font:700 1rem Montserrat,sans-serif}
.quote figcaption b{display:block;color:var(--deep)}
.quote figcaption div span{display:block;color:var(--muted);font-size:.92rem}
.disclaim{font-size:.85rem;color:var(--muted);margin-top:20px}

/* faq */
.faq{max-width:820px}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;padding:22px 40px 22px 0;position:relative;font:600 1.12rem Montserrat,sans-serif;color:var(--deep)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:6px;top:16px;font:400 1.8rem/1 Poppins,sans-serif;color:var(--brand)}
.faq details[open] summary::after{content:"\2212"}
.faq details p{color:var(--muted);margin:0 0 22px;max-width:68ch}

/* cta band */
.cta{background:var(--deep);color:var(--on-deep);padding:72px 0}
.cta .wrap{display:flex;justify-content:space-between;align-items:center;gap:32px;flex-wrap:wrap}
.cta h2{color:#fff;margin:0;max-width:22ch}
.cta .acts{display:flex;align-items:center;gap:22px;flex-wrap:wrap}
.cta .acts a:not(.btn){color:#fff;font-weight:600}

/* inner pages */
.page-head{padding:72px 0 40px;border-bottom:1px solid var(--line)}
.page-head h1{max-width:20ch}
.prose{max-width:72ch}
.prose h2{font-size:1.45rem;margin-top:2em}
.prose ul{padding-left:1.2em}
.prose li{margin-bottom:.4em}
.meta{color:var(--muted);font-size:.95rem}
.team{display:grid;grid-template-columns:repeat(2,1fr);gap:48px 56px}
.person{display:grid;grid-template-columns:96px 1fr;gap:22px;align-items:start}
.person img{width:96px;height:96px;border-radius:50%;object-fit:cover}
.person h3{margin:0 0 2px}
.person .role{color:var(--brand);font-weight:500;font-size:.95rem;margin-bottom:10px}
.person p{color:var(--muted);font-size:.98rem;margin:0}
.contact-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:64px;align-items:start}
.next{padding-left:1.2em;color:var(--muted)}
.next li{margin-bottom:8px}
.next b{color:var(--ink);font-weight:600}
.side-call{font-size:1.1rem;margin:28px 0 6px}
.side-call a{font-weight:600}
.lookfor{list-style:none;padding:0;margin:0;display:grid;gap:14px}
.lookfor li{border-left:3px solid var(--sky);padding-left:16px}

/* footer */
.ftr{background:var(--mist);padding:56px 0 28px;font-size:.95rem;color:var(--muted)}
.ftr .cols{display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:40px}
.ftr .logo img{width:180px;margin-bottom:16px}
.ftr .col-title{font-weight:600;color:var(--ink);margin-bottom:10px}
.ftr ul{list-style:none;margin:0;padding:0}
.ftr li{margin-bottom:8px}
.ftr a{color:var(--ink);text-decoration:none}
.ftr a:hover{color:var(--brand);text-decoration:underline}
.ftr .legal{border-top:1px solid var(--line);margin-top:36px;padding-top:20px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:.85rem}
.ftr .legal a{color:var(--muted);text-decoration:underline}
.ftr .disclaimer{max-width:56ch;margin-top:6px}

@media (max-width:960px){
  .hero .wrap,.split,.quotes,.contact-grid,.ftr .cols{grid-template-columns:1fr}
  .hero{padding:48px 0 64px}
  .hero-copy p{max-width:none}
  .split.flip > :first-child{order:0}
  .steps,.reasons,.team{grid-template-columns:1fr}
  .sec{padding:64px 0}
  .menu-btn{display:block}
  .nav{display:none;position:absolute;top:76px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:8px 20px 20px;border-bottom:1px solid var(--line)}
  .nav.open{display:flex}
  .nav a{padding:12px 0;font-size:1.05rem}
  .nav a.btn{margin-top:8px}
  /* timeline goes vertical */
  .rail{grid-template-columns:1fr;gap:18px;padding-left:4px}
  .rail::before,.rail.fast::before{left:13px;right:auto;top:6px;bottom:6px;width:4px;height:auto}
  .rail .stop{grid-column:auto!important;padding:0 0 0 40px;min-height:24px}
  .rail .stop::before{top:2px;left:4px}
  .slow .s3{padding-bottom:56px}
}
@media (max-width:560px){
  body{font-size:16px}
  .row2,.checks{grid-template-columns:1fr}
  .form-card{padding:24px 20px}
  .person{grid-template-columns:72px 1fr}
  .person img{width:72px;height:72px}
  .logo img{width:168px}
}
@media print{.hdr,.cta,.ftr,.form-card{display:none}}